摘要
从保护存款人利益、维护银行信用等方面,指出了我国存款保险制度智能不足的原因;在归纳了DPS功能的基础上,分析了中国建立存款保险制度的必要性;从法律完备、组织形式、投保对象等方面,提出了具体对策。
In respect of protecting depositor rights and maintaining banks credit, the causes of the intelligence deficiency in Chinese deposit insurance system are expatiated. On the foundation of concluding the functions of DPS, the necessity of establishing the deposit insurance system in China is analyzed. Several suggestions from the respects of perfecting laws, framework of organization and object of policy - holder are proposed.
出处
《武汉理工大学学报（信息与管理工程版）》
CAS
2006年第1期139-141,共3页
Journal of Wuhan University of Technology：Information & Management Engineering
关键词
存款保险制度
监管
金融稳定
deposit insurance system
preside
finance stability
