《巴塞尔协议》的演变:银行监管新问题与新对策

The Evolution of the Basel Agreement

现代银行业发展迅猛,日益国际化。国际社会也与时俱进,一直在努力合作寻求银行监管的最佳模式,提高监管效率,两个《巴塞尔协议》即是这一努力的结晶。本文旨在分析两个《巴塞尔协议》的演变过程及原因,揭示银行监管的新问题,探讨银行监管新发展对于我国的意义和挑战。

The modern banking industry is rapidly developing with a clear trend towards globalization. Accordingly, international community has been working hard collectively to seek the best practice of banking regulation. The two Basel accords are the products of the international efforts in this regard. By analyzing the evolutionary process of the two accords and reasons behind it, this paper aims to reveal the new problems surrounding banking regulation and examine the implications of the new development of banking regulation for China.