城市商业银行运营风险综合测评研究

Synthetical testing studies about the operation risk of city commercial bank

城市商业银行是一类的特殊金融群体,在经营方面与其他类型商业银行有着共有的风险,同时由于其特有的历史背景和地域特色,还使其具有特有的经营风险。构建城市商业银行经营风险的测评指标体系要同时考虑共有风险和特有风险,以全面评价经营风险,这样有助于城市商业银行针对经营风险管理中存在的问题,制定有效对策,规避风险,提升竞争力。

City commercial bank is a special financial community. It has the common risk with other types commercial banks in the management aspect, simultaneously as its unique historical background and region characteristic, it has the unique management risk. To found the testing system for management risk of city commercial bank must simultaneously consider the general character risk and the unique risk, roundly appraises the management risk. All this is helpful to make the effective countermeasure to the existent question, to avoid the risk, to promote competitive ability.