摘要
分散签单作为一种游离于保险公司管理视线之外的业务行为,一直存在着许多难以解决的管理死角,其关键原因在于不能实现签单前核保和数据同步录入。互联网络技术的不断进步,为解决这方面的问题提供了技术基础,保险公司的内部业务处理系统也给我们提供了可供操作的平台,使我们可以通过互联网络建立远程终端的方法实现远程签单,实现核保后签单和承保数据的同步录入,从而解决困扰多年的分散签单方面的管理难题。
Sporadic signing of insurance policies has long been a business practice beyond insurer's management radar. There are a number of blind spots in solving this issue. The crux is that preliminary underwriting before signing the policy cannot be done simultaneously with data entry. Today, continuous Internet technology development has made it technically possible to solve this problem. Internal business processing system of insurers also provides us with an operable platform to realize long-distance policy signing on an Internet terminal. In doing so, we can synchronize preliminary underwriting with data entry, thus solving the long-standing management problem regarding sporadic policy signing.
出处
《保险研究》
CSSCI
北大核心
2006年第2期43-45,共3页
Insurance Studies
关键词
分散签单
道德风险
风险控制
sporadic policy signing
moral risk
risk control