农村金融有效性政策基础分析

Basic Analysis of the Rural Financial Validity Policy

农村金融改革的关键是建立有效的金融中介机构,提高资金融通效率,而不是政府全面干预农村金融市场,农村金融市场的缺陷使得政府的干预大多归于失败。农村金融改革必须注意政府的角色和作用,政府的金融干预政策应当注重从长期完善农村金融市场,促进市场环境的建设,以便市场参与者能根据价格和利润信号,有效分配资源。

The key to the rural financial reform is to set up effective financial intermediary, improve the fund and circulate efficiency, but not the government intervenes the rural financial market in an all-round way, the defect of the rural financial market makes the governments intervention mostly come to failure. Rural financial reform must pay attention to decision and function of government, financial intervention policy of government should pay f attention to rom perfect, promotes and raises on the rural financial market for a long time, promote the construction of the market environment,so that the participant in the market can distribute resources effectively according to the price and profit signal.