农业巨灾风险的资本市场解决方案——巨灾债券

Catastrophe Bond: Agriculture Catastrophic Risk Transfer Solution Offered by the Capital Market

农业巨灾风险是制约我国农业保险发展的瓶颈,鉴于我国现行的经营环境,只有经营与管理技术的创新才是其摆脱困境的可行之路。文章借鉴发达国家巨灾债券的一些理论和实践,提出了发展农业巨灾债券、促进农业保险发展的新思路。

The agriculture catastrophic risk is the bottleneck of the development of agriculture insurance. Under current agriculture insurance management environment, only the innovations of the agriculture insurance management and technology can get rid of the difficulty of agricultural insurance. Based on the analysis of catastrophe bond＇s theory and practice in foreign countries, this paper puts forward some new thoughts regarding to establish catastrophe bond to cover the loss resulted from agriculture catastrophe.