明代民间商业信用——兼及消费信用

The Commercial Credit among the People in Ming Dynasty—And the consumption credit

因商品经济的发展,明代民间商业信用得到了发展,既有商人提供给生产者的信用,也有商人与商人之间的信用。另外,消费信用也得到了发展。商业信用及消费信用深入到各行各业、各个地区,加速了商品交易,节省了资金,有利于商品经济的发展。

The development of the commercial economy boosted the commercial credit among the people in Ming Dynasty, which could be seen in tow aspects： the credit offered by the business people to the commodity producers, and the mutual credit among business people themselves. In addition, consumption credit also began to develop along with it. Commercial credit and consumption credit gradually become popular with walks of life and in various regions, which facilitated the commodity trade, saved capital and made for the development of the Commodity economy.