我国金融机构不良资产的现状、成因与对策

Current Situation, Cause and Countermeasure of the Bad Capital in Our Finance Institution

金融机构不良资产问题已成为阻碍我国商业银行及其他金融机构经营模式与国际接轨的主要原因,已制约了我国金融改革和经济发展。组建资产管理公司是化解不良资产的现实选择,要实行资产证券化,加大法制建设,努力创造良好的金融环境。

The problem of the bad capilal in our finance institution has already become the main reason to hinder the connection of the management mode between our commercial, bank and other finance institutions and international finance institutions, and it also restrict the finance reformation and the economic development of our country. Constructing the eapital management company is praetical choice dissolving the bad capital. Implement the capital to be turned into negotiable securities, strengthen legal construction and construct good financial environment.