我国保单通俗化的现状及发展对策

The Actuality and the Developmental Suggestions on Popularizing Insurance Policy in China

由于保单专业化条款令人费解,通俗保单应运而生,但作为一新生事物,我国的通俗保单还存在着口语化泛滥、成本上升和保险代理人素质有待提高等问题。因此,我国保险业还应从完善相关法律、学习国外成功经验以及提高保险代理人素质等方面不断改进现有的通俗保单。

With the professional article of insurance policy understood difficultly, apopular insurance policy appears in time, Being an emerging new thing, there are a lot of matters such as insurance policy with spoken language, cost rising and the poor service of insurance agents in Chinese insurance industry, In order to improve the current insurance policy, we should develop law of insurance, and should study successful foreign experience and should improve the service of insurance agents.