摘要
采用风险分析方法,从住房抵押贷款的风险源入手,针对住房抵押贷款的构成要素,深入分析其对住房抵押贷款产品风险的影响。在此基础上,提出一系列切实有效的风险防范措施,以期达到防范住房抵押贷款风险,增加住房抵押贷款的风险收益率,促进住房消费的目的。
A method of risk analyzing is adopted in this paper. From the sources of risk, the risk which caused by elements of mortgage to products of mortgage is analysed. Then, a series of practical counter measures for keeping away the risk is offered, advancing the ratio of return/risk, promoting residence consumption.
出处
《燕山大学学报》
CAS
2005年第6期544-547,共4页
Journal of Yanshan University
