金融机构间贷款回购探讨

Probing on Loan Repurchase in financial Organization

在金融机构间贷款回购业务中,回购选择权的设置与否成为开发银行与商业银行签订贷款交易合约谈判的焦点。运用博弈理论分析交易双方围绕回购选择权设置的决策过程,针对商业银行考虑的关键因素,并根据信号传递模型,分析开发银行如何通过信号传递来影响商业银行的支付函数,可实现开发银行所希望达到的均衡状态。

Repurchase Option is a key factor in the megotiation between CDB and commercial bank when CDB sell its loan to its counterpart. This article is trying to analyze the decision making of the commercial banks and summarize the factors comcemed by the two parts. And then, it is also trying to give some advices to CDB of how to influence the commercial bank＇s payoff.