摘要
中国保险业从1979年恢复业务以来，伴随着宏观经济的持续向好，一直保持着年均30％以上的增长水平。回顾二十几年的发展，可以说发生了翻天覆地的巨大变化。一是业务范围从最初仅经营财产保险业务发展到如今产寿险全面开花。保险功能全面深化，除风险保障外，还进一步发挥着资金融通和社会管理的作用，整个行业介入社会经济生活的广度和深度发生了深刻的变化。
Since its restoration in 1979, the insurance sector in China has always maintained an annual average growth rate of more than 30%, as the national economy continues to be better off. After more than two decades of development, it may be said that unprecedented colossal changes have taken place. Firstly, the business scope has developed from the early property insurance to now both property and life insurances. Insurance functions are fully enhanced. Besides safeguard against risks, insurance further plays a role of capital circulation and social administration,
