摘要
从国际保险业的发展来看,保险混业经营已经成为一种普遍的发展趋势。混业经营主要有两种模式:即金融或保险服务集团和银行保险。我国实行保险混业经营是保险业发展的必然要求,并具有可能性。当前面临着保险监管法规滞后,保险管理人才的知识结构难以适应混业经营的要求,保险监管难度增加等新问题。我国有必要尽快修改完善有关的保险法律法规,允许保险公司选择适合自身业务特点的保险经营模式,有计划、有秩序地推进保险混业经营,允许保险公司采取先合作后发展的方式,实现规模经济效益,把我国保险业做大做强。
Looking from the development of international insurance industry, the mixed management of insurance industry already became one kind of universal development tendency. The mixed management mainly has two kinds of patterns： finance or insurance service group and bank insurance Permitting insurance company to adopt the way which cooperates firstly and develops late, realizing scale economy benefit and making our country insurance industry to be bigger and stronger,
出处
《学习与探索》
CSSCI
北大核心
2006年第2期245-248,共4页
Study & Exploration
关键词
保险公司
保险业
混业经营
insurance company
insurance industry
the mixed management
