农村金融及其组织发展探讨

On Agricultural Finance and its Organization Development

中国“三农”问题得不到根本解决的一个重要原因是农村中存在着过多的金融抑制,金融需求无法得到有效满足。通过对农村金融组织状况以及有效金融组织发育所需的条件进行分析,探索建立适应农业和农村经济发展的有效金融组织,以解决农村发展所需要的资金问题,并进而推进“三农”问题的解决。

This paper holds that it is the rural financial repression that leads to the chronic problems of agriculture, farmers and countryside in China as the demand of rural finance can not be met. It attempts to analyze the current situation of rural financial organizations and conditions needed for them to develop effectively, and explores how to establish new effective financial organizations which will cater to the farming and rural economic development in order to help resolve the problems of agriculture, farmers and countryside.