国家助学贷款的法制化

Legalization of Government Subsidized Student Loan

国家助学贷款是国家为帮助家庭经济困难学生接受高等教育而采取的一项措施。但由于种种原因,此项措施并没有达到预期的目标。本文对这些原因进行了分析,并从法学的角度提出了促进国家助学贷款健康发展的三条措施,即建立完善的个人信用法律制度、确保困难学生贷款权的救济和设计合理的国家助学贷款程序。

Government Subsidized Student Loan is a policy adopted by the government, which aims to help the poor students to go to college.However, the result turns out that the policy doesn＇t achieve the expectant target for many reasons. This paper analyses the reasons and introduces three methods for promoting the healthy development of the Government Subsidized Student Loan. They are： establishing the personal credit system for college students, ensuring the remedy right of loan and designing reasonable procedure of Government Subsidized Student Loan.