金融业统一监管的成本与收益分析

The Effect of Unification Regulation in Financial Industry

近年来一些国家相继实行了金融业统一监管,业界对此存在着不同看法,一些人主张进行金融业的统一监管,即将所有的监管机构统一到一个组织结构进行统一监管,而另一些人则对此持反对意见,主张继续实行多边监管,即分业监管。文章试图从统一监管成本与收益的角度来分析金融业实行统一监管的可行性。

Many disputes appear after several countries implemented the unification regulation in financial industry. Some people advocate the unification regulation, which means to unify all supervision organization into a single one, however, others against the view, and they believe that financial industry should be regulated according with different sectors. The author manages to analyze the feasibility of unification regulation in financial industry in the view of costs and benefits.