抵押物转让的立法模式选择与制度安排——兼论我国担保物权立法对抵押权涤除制度的取舍

Modes and Arrangements of Legislation Concerning Transformation of Hypothecated Properties: Concurrently on How China's Laws Related to Security Interests Provide For Purging

抵押物转让涉及多方当事人的利益,在不同国家以及同一国家的不同历史时期,立法对这一问题的处理是存在差异的。这种差异形成了有关抵押物转让的不同立法模式。涤除制度是大陆法系尤其是法国法系担保法中处理抵押物转让问题的传统的法律制度。在我国,一些学者认为,我国现行立法中也存在抵押权涤除制度;也有学者认为,我国虽然不存在抵押权涤除制度,但是,我国在修订《担保法》或制定物权法或民法典时应当补充规定涤除制度。实际上,我国现行立法中不仅没有严格意义的涤除制度,而且也没有必要建立此项制度。

Transformation of hypothecated properties will surely affect the interests of the parties. Laws concerning the transformation vary in different countries and different historical periods. Such a difference has resulted in the variation of legal institutions. Purging of hypotheca is an important legal institution dealing with the problem of transformation of hypothecated properties in civil law countries, esp. in French jura in re laws. Some Chinese scholars maintain that there is also a purging institution in our present legal system; others object but determine that though no purging exists in our legal system now, China should learn from other countries to adopt it while amending its Hypothecation Act, or making its real rights laws and civil code. Through analyzing the nature of purging, this author concludes that strictly speaking, we have no purging in our existing laws, and it is entirely unnecessary to adopt it in the future.