商业银行中的若干博弈关系对银行经营管理的影响

Effects of Several Gambling Relations in Commercial Banks on the Administration of Banks

改革开放以来,我国银行业的经营效率得到迅猛提高,但还存在着一些亟需解决的难题。基于经济博弈论的思想,我们从我国商业银行的实际情况出发,分析经济周期、同业竞争、人力资源管理、信用以及国家宏观调控政策等方面中存在的若干博弈关系,并分析这些博弈关系对我国银行经营管理和风险控制的影响。

Ever since the reform and open to the outside word, the administration efficiency of our banking industry has been enhanced speedily, but still existed some problems. Based on the game theory and the situations of our commercial banks, we analyzed the influences of these gambling relations on administration of banks and risk control from economic cycles, trade competition, administration of human resources, credit and macroeconomic regulations.