当代中国保险的发展和问题研究

Research on the Development and Problems of Modern Insurance in China

自改革开放、恢复保险业以来,我国保险得到了持续快速发展,取得了举世瞩目的成绩。但是,中国保险业在发展环境改善、可保资源丰富、社会需求量大的同时,仍存在不协调和深层次矛盾,如保险发展不平衡、低效供给和开发、市场发育不成熟等,这些问题若不及时解决,将会制约中国保险业的进一步快速发展。

Since the reform and opening-up and the resume of insurance industry, China insurance has witnessed a continuous and rapid development. The achievements of China insurance development have captured world＇s attention. However, in spite of the improved development environment for China insurance industry, the abundant insurable resource and great demand for insurance, there still exist some inharmony and deep inconsistency, such as the imbalance in insurance development, low-efficiency supply and immaturity of the market growth and development. If these problems are not resolved timely, they will hamper the further rapid development of China insurance industry.