我国利率市场化条件下商业银行利率风险管理

The management on the interest rate risks of the commercial bank under the interest rate marketization in our country

利率的市场化改革在推动金融深化,促进经济发展的同时,也使得商业银行所面临的利率风险加大。文章通过对利率市场化进程中商业银行的利率风险及其类型进行分析,提出了我国商业银行利率风险管理的措施。

This reform on the interest rate marketization drives the deepening of financial reform andaccelerates economic development.Meanwhile some financial risks in carrying out this reform has became bigger.This paper concentrates on the analyse of the interest rate risks and its types,and gives some measures for Chinese banks to control the risks of interest rate.