农民工城镇医疗保险与新型农村合作医疗的衔接

The link between urban medical insurance of migrant workers and new rural mutual medical insurance

现阶段我国正加强社会保障的制度建设。在城镇,今后社会保障的一个重要内容是将农民工纳入社会保险,首先保障其大病(住院)医疗和工伤;在农村,正试点新型农村合作医疗,主要通过大病统筹的方式解决农民的医疗风险。农民工是一特殊群体,他们多数流动于城市和农村之间。他们是只参加城镇的社会医疗保险体系或新型农村合作医疗?抑或可以两者同时参加?本文作者根据大量的调查和我国社会保障制度的设计,提出了自己的观点:鉴于两者的保障程度有限,近期不宜作出硬性规定,两者的结合可以提高农民工医疗保障的程度。

Nowadays Chinese government is strengthening the construction of social medical insurance. In cities and towns, the work target is to cover more migrants in social medical insurance, especially the in-hospital compensation and working injury insurance. In countryside, Chinese government aims at resolving the risk of peasants＇ serious illness. As a special group, migrant workers move between cities and countryside. Will they be insured by social medical insurance of migrants and new rural mutual medical insurance each or both？ After a lot of surveys and deep study, the author of this paper maintains that since the level of each insurance is limited, the integration of the beth insurances can improve the extent of medical security of migrants.