摘要
随着我国加入世贸组织和外资保险公司的大量涌入,保险企业退出市场尤其是被宣告破产,将成为我国保险业不可回避的现实问题。由于保险的社会保障功能及其经营的特殊性,为维护投保人、被保险人的利益,应加强对我国保险企业市场退出保障机制的研究,完善保险公司整顿、接管、破产等的法律规定以及保险合同制度和保险保障基金等制度。
With the entrance of WTO and many foreign insurance companies coming in to our market, the insurance enterprise＇s withdrawal mechanism （and the prodamation of bankruptcy in particular） are important problems to our insurance industry. As insurance is a special industry, we should pay more attention to the withdrawal mechanism of insurance company in order to protect the benefit of policy holders and the assured. We should make more investigations about the systems of insurance guarantee fund, the insurance contract, and the supervision and management of insurance company.
出处
《河南社会科学》
北大核心
2006年第2期17-20,共4页
Henan Social Sciences
关键词
保险企业
破产
保险保障基金
法律制度
insurance company
bankruptcy
insurance guarantee fund
legal system
