摘要
针对目前区域金融研究中行政区地带量化研究的不足,通过构建衡量各省区银行业发展水平的指标体系,采用层次分析法确定各指标的权重,为区域银行业的发展比较提供较为客观、全面的衡量标准。聚类分析显示,我国银行业的发展存在区域的不平衡,这体现了金融系统自组织演化的基本规律,因此应倡导各区域银行业发展的适度差距、金融合作、协调发展和系统优化。
This paper establishes the banking development system of indices in order to make up the inadequate study of regional finance. It offers overall and objective criteria to measure the banking development of different provinces. It provides AHP method to settle the proportion of each index and uses hierarchical cluster procedure to analyze all the regions. This paper also reveals the internal law of financial system, say, selforganization and imbalance. It also lays an initial foundation for policy suggestions on regional banking development： moderate gap, financial cooperation, harmonious development and system optimization.
出处
《河南社会科学》
北大核心
2006年第2期59-62,共4页
Henan Social Sciences
关键词
区域金融
银行业
区域不平衡
regional finance
banking system
regional imbalance
