摘要
无论发达国家还是发展中国家,中小企业都是经济发展和社会稳定的重要支柱。中小企业融资难,是一个世界性的问题。若想解决好我国中小企业的融资问题,应发展地方中小银行等中小金融机构,健全完善金融机构信贷管理机制,建立和完善担保体系以及强化社会服务功能,为中小企业的发展提供全方位的服务。
Not only in developed countries but also in developing countries, medium and small sized enterprise is an important support in the development of economy and the stabilization of the society. Their difficult in finance is a global problem. In solving these problems, we should develop local medium and small sized banks, improve the management mechanism of credit, establish and perfect guarantee system and strengthen social service functions in order to provide the medium and small sized enterprises with omni bearing service.
出处
《天津市财贸管理干部学院学报》
2006年第2期20-22,共3页
Journal of Tianjin Institute of Financial and Commercial Management
关键词
中小企业
融资担保
中小银行
信贷管理
medium and small sized enterprise
financial guarantee
medium and small sized bank