从农村金融需求的视角看农村金融改革

Country Finance Reformation from the Perspective of Country Financial Demanding

多样化的农村金融需求需要不同的金融机构提供服务。但是,从20世纪80年代初就开始的以机构多样化为主线的中国金融体制改革,并没能实现农村金融结构的优化,因此,从不同角度推进金融组织多元化,仍是优化中国农村金融组织结构的途径。在对农村金融需求进行分类的基础上,分析了满足不同农村金融需求所需的金融供给机构,对农村金融改革提出了一些建议。

The diversification of country financial demanding required different financial organizations provide different services. However, the reformations of Chinese finance system that began from 1980s have not achieved the optimization of country finance. Therefore, pushing diversification of finance originations from different perspective is still the way reformation. Based on the classification of country financial demanding, it analyses the financial supply constitution that satisfies different country financial demanding. Then it puts forward some suggestions of finance reformation.