我国利率市场化改革的理论分析

Reasonable Analysis on the Reform of the Interest Rate Liberalization in China

理论上说,利率市场化是有利于促进经济发展的；事实上,管制利率也正日益显露出其弊端,因此,我国利率市场化改革已是必然。我国利率市场化拟采取循序渐进的方式,有计划、分步骤地推进。

Theoretically, the interest rate liberalization is beneficial to promote economic development, while actually the interest rate control also appears more and more malpractices. So it is inevitable to reform the interest rate liberalization in China. On the basic of current situation of China, the paper puts forward the method of the interest rate liberalization that ought to advance gradually in due order and carry out step by step.