7Constantinides,G. M. ,“Habit Formation A Resolution of the Equity Premium Puzzle”, Journal of Political Economy,1990,vol. 98,no. 3, 519-543.
8Naik,N. Y. and Moore,M. J. ,“Habit formation and intertemporal substitution in individual food consumption”,The Review of Economics and Statistics, Cambridge, 1996 ,vol 78, no. 2,321- 329.
9Campbell ,J. Y. and Cochrane,J. H. ,“By Force of Habit: A Consumption-Based Explanation of Aggregate Stock Market Behavior. ”, 1999 ,Journal of Political Economy, vol. 107, no. 2,205-51.
10William H. Green,Econometric Analysis,4th ed. , Prentice Hall, Inc. 2000.
