摘要
地质灾害风险特征和我国地质灾害救助体制决定了保险是地质灾害风险管理的有效手段。利用保险学理论对地质灾害风险进行分析可知地质灾害风险基本符合可保险条件,具有可保性。根据中国的具体国情、地质灾害保险需求还是较大的,因而地质灾害保险市场是有发展前景的,目前的问题主要是地质灾害保险供给不足,研究建立适合中国国情的地质灾害保险机制并将其纳入地质灾害补偿体系,意义重大。
The trait of geological disaster risk and China's fassisting system for geological disaster enables the insurance to be an effective means for risk management of geological disaster. Through analysis on geological disaster risk by using the theory of insurance, we conclude that geological disaster risk basically accord with the insurable conditions. The author points out that according to the specific situation of China; great demand for geological disaster insurance will make the insurance market have a good future for development. Due to the insufficient supply of the insurance, the author considers that it is significant to establish geological disaster risk mechanism in line with China's national conditions and bring it into a system for geological disaster compensation.
出处
《中国国土资源经济》
北大核心
2006年第4期31-33,共3页
Natural Resource Economics of China
关键词
地质灾害
风险
保险
geological disaster
risk
insurance
