我国居民高储蓄的原因及对策

The Causes of the Higher Saving Deposit of Our Country's Residents

根据调查数据,分析了目前我国居民储蓄存款额不断提高的原因及其对社会造成的影响,进而从尽快完善社会保障体系、积极引导个人消费信贷和加快货币市场与资本市场的连接等方面提出了有关的对策和建议。

According to the investigation data, this paper analyzes on the causes why the saving deposit of our country＇s residents increases continuously and its influence on the society, and puts forward some relative countermeasures and suggestions on perfecting the social security system as soon as possible, guiding the individual consumption actively, and speeding up the connection of the currency market and the capital market, etc.