公共财政、金融支农与农村金融改革——基于贵州省及其样本县的调查分析

Public Finance, Financial Support to Rural Area and Rural Finance Reform: Analysis of Survey in Guizhou Province and Sample Counties

本文通过对贵州省及其样本县农户和金融机构的问卷调查和分析,得出了一些实证性的结论。一方面,贫困地区公共财政未能发挥其应有的作用,健全的农村金融体系无法建立;另一方面,将农村金融机构作为支农的工具,进一步扭曲了农村的金融体制。分析表明,只有让公共财政发挥应有的作用,才能进一步改革农村金融体系,形成商业可持续的农村金融体制。

This study analyzed the relationship between public finance and rural finance in rural areas of Guizhou Province and six sample counties. Data show that insufficient public finance investment distorted financial system, and also caused rural fund outflow, shortage of credit supply and low efficiency of rural financial institutions. To rectify distorted rural financial system, public finance should play proper role in the rural area, and systematic efforts are also needed.