中小企业融资研究

Research of Circulating Necessary Funds of Middle-small Scale Business

针对我国中小企业融资的经营现状和存在的主要问题,分析了中小企业融资难的症结,从企业和银行两方面提出了改善融资环境的对策。认为企业自身必须自我完善,尽快建立现代企业制度,达到企业融资的标准要求;商业银行也应积极进行制度创新,突破传统的制度限制,灵活应对市场变化;政府应在中小企业信用担保体系的建设中适应市场经济条件,为中小企业服好务。

Acording to the present situation and the problems of middle - small scale business in our country, analyses the key of middle - small scale business to solve the problems of cuirculationg necessary funds. Puts forward perfecting the environment of middle -small scale business to circulating necessary funds from two directions of business and bank. The Middle-small scale business must perfect itself and build modern business system quickly to meet the demand of getting the necessary funds from the bank. The bank must innovate the system to adopt to market econo my. The Goverment must build the credit guarantees system according to market change to sere for middle-small scale business.