论政策性银行风险文化建设

On Risk Culture Construction in Policy Banks

风险文化建设是现代银行全面风险管理体系中的重要组成部分,是一种集现代银行经营思想、风险管理理念、风险管理行为、风险道德标准与风险管理环境等要素于一体的文化力,是企业文化建设的重要组成部分。政策性银行风险文化应围绕精神、行为、制度、技术和环境五大模块来塑造。

Risk culture construction is an important component of modern banking overall management system, which is a collection of modern banking operation thoughts, risk management conceptions, risk management behavior, risk moral standard and risk management environment. It is also an important component of enterprise culture construction. Risk culture of the policy banks should be created from such aspects as spirit, behavior, institution, technique, and environment.