政策性金融与开发性金融之辨析及其转型定位研究

Study on the Argument and Transitional Positioning between Policy-based Finance and Developing Finance

政策性金融和开发性金融是本质上截然不同的两个逻辑概念,前者既不是后者的一个初级阶段,后者也不是前者的一个组成部分;政策性金融也必须讲求财务效益,实现非主动竞争性盈利。策性金融理论是发展中的科学理论。我国政策性银行改革的方向,应该是政策性业务与非主动竞争性盈利的有机统一。政策性银行的定位,应该是包括其性质定位和职能定位的有机统一。

Being aimed at main trend or official viewpoint about the correlation and transitional reform between policy - based finance and developing finance in China, this essay think that the developing finance may be provided by either commercial finance or policy- based finance. So policy - based finance and developing finance are essentially completely different logical concept. The former isn＇t a primary stage of the latter, and the latter is neither a part of the former. Policy - based finance must stress financial results and realize the profiting stemming from non - active competition. Policy - based finance theories is developing science ones. The reform of China＇s policy - based banking should focus on the uniform of policy - based business and profiting business stemming from non - active competition. Also, the China＇ s policy - based banking positioning should concentrate on the uniform of its attribute positioning and function positioning.