论我国商业银行兼营证券业的法律监管

Legislative Supervision of Commercial Bank' s Dealing in Negotiable Securities

我国商业银行兼营证券业是大势所趋,混业经营所引发的利益冲突将带来一系列的问题,这必将给我国金融监管主体带来新的挑战。与此同时,我国现行金融监管的一些制度缺陷也将呈现出来。对此,从加强银行内部控制和提高外部监管两个方面提出对策,以防范和化解金融风险。

It is an unavoidable tendency that the commercial bank deals in negotiable securities. The mixed management resulted will cause a series of troubles which make the task of financial supervision more difficult. Against the background some drawbacks in existing rules and regulations for financial supervision may increase the probability of the happening of the financial crisis. There are some devised countermeasures from both internal and outer supervision in this paper to take precautions against and reduce financial risks.