利用IT审计防范银行信息化风险——银行数据集中后的思考

Formulate IT Audit System to Guard Against the Risk Involved by the Informationization of Banks——Considerations after Banks Data Concentration

目前我国银行业的信息化进程进展顺利,已基本完成了数据大集中,为银行的管理集中和科学运营奠定了基础,但是也加大了银行风险。为了最大限度的防范信息化风险,充分享受信息化带来的便捷和效率,银行有必要引进IT审计机制,利用目前最为流行的标准COBIT(信息系统和技术控制目标),并结合自身特点确定合适的信息化方案。

Now the informationization process of banks in China is going smoothly, with the approximately completed data concentration. Based on it banks can develop centralized and scientific management, but higher risk. So it＇s necessary for banks to formulate IT audit system in order to guard against the risk to the extreme and enjoy convenient and efficiency involved by the informationization. As the most popular standard, COBIT（Control Objectives for Information and related Technology） should be used to draw up the appropriate informationization plan of the banks relevant to their own characters.