基于多种贸易理论的我国金融服务贸易模式探究

A Study of China's Trade Model of Financial Services: Perspective from Multiple Trade Theories

单一的贸易理论对我国金融服务贸易模式的解释不够完整和准确。通过对前人研究成果的总结和评价,我国的金融服务贸易模式应从不同提供方式和业务类型的角度分别探讨。依据对我国现实状况的实证分析,得出结论:我国的金融服务贸易呈现产业间和产业内贸易的混合模式,过境交付金融服务贸易遵循波特的竞争优势理论,商业存在金融服务贸易可以用规模经济和消费者偏好相似理论加以解释。最后,基于不同提供方式的模式特征提出了相应的政策建议。

It is not complete and accurate to explain the model of China＇s financial service trade by any simple trade theory. After surveying previous researches, this paper holds that model of China＇s financial service trade should be discussed in terms of different supply methods and business types. Based on an empirical analysis of China＇s practice, the conclusions are： China＇s financial service trade is characterized by a mixed model of inter-industry and intra-industry; cross-boarder financial service trade and commercial existence financial service trade could be explained by economies of scale and customers＇ similar preference theory. Finally the paper concludes with suggestions on trade policy.