摘要
国内商业银行近年资产扩张迅速且坏账率居高不下,普遍出现了资本充足率不足的情况,一些新兴的金融控股集团开始效仿国外的做法,采用风险较大的双重财务杠杆来为子银行补充资本金。本文以中信控股有限责任公司2003年底为中信实业银行融资补充60亿资本金为案例,介绍双重财务杠杆的使用手法和潜在的风险,以期为认识和防范双重财务杠杠风险提供借鉴。
In China, commercial banks grow quickly these years with increasing bad debt, this results in gonerally lacking of capital.In order to solve this problem, some financial holding conglomerates beginn to adopt double leverage to raise capital for its commercial banks.This paper studies the case of Citic Group, introduces the use and potential risk of double leverage, an provides some advises on recognizing and supervising doub, le leverage risk.
出处
《北方经贸》
2006年第4期80-82,共3页
Northern Economy and Trade
关键词
双重财务杠杆
金融控股集团
double levernge
financial holding conglomerate
