专业银行改革的中心环节

On Central link of Reform for Specialized

我国专业银行改革的中心环节是转换经营机制。这种机制转换必须从改变总行一级法人制度，建立多级法人体制入手，变资金来源和资金运用的软约束为硬约束，使资产经营活动与经营者的利益、责任、风险相联系。

Abstract The central link of reform for our specialized banks is mainly about conversing operating mechanism. This conversion should reform for be started with changing the first-stage legal system of our hea bank, establishing muti-stage legal systems, turning soft restricfion to source of funds and application of funds into hard one in order to combine asset operative activity with operators' benefit, duty and risk.