金融业综合经营发展的现状、思路与对策

The Present Situation,Thinking and Countermeasures of Developing Comprehensive Management in Finance Industry

金融业综合经营是指银行业、证券业、保险业等跨业经营的一种金融制度。中国推行10多年的金融分业经营已凸现诸多问题,无法适应金融业对外开放发展的新形势。因此,要在打破单一分业经营模式的同时,采取一系列应对措施,逐渐实现从分业到综合的经营模式。

Comprehensive management in Finance industry was financial system dealing with the manage ment in bank, negotiable securities, insurance industry, etc. Many problems occurred in China after the differentiated manaeement has been taken in finance industry more than 10 years, which is hard to adapt to the new situation of financial field opening now.Therefore,the pattern differentiated management must be broken, and a series of counter-measures to realize gradually the pattern of comprehensive management must be taken.