责任保险标的范围的界定

Defining the Range on Insurance Object of Liability Insurance

不论在实务还是理论上,民事责任制度的发展促进了责任保险的快速发展,但是在界定责任保险的标的范围问题上,存在不同的观点。从违约责任的内涵、违约责任与侵权责任的竞合以及《保险法》的规定这三个方面论述了应将违约责任纳入责任保险的标的范围。

The growth of civil liability system has promoted the fast development of liability insurance either in practice or theory. However, there are still different opinions on the range of insurance object. Judging from the connotation of the liability for breach of contract, its concurrence with the tort liability, and regulations in Insurance Law, this article discusses why liability for breach of contract should be included in the range.