构建中国的家庭理财调查体系——美英的经验比较及对中国的借鉴

How to Build China's Household Finances Survey System --A Comparison of the U.S. and British Experiences and How China Can Learn from Them

西方一些发达国家定期进行全国性家庭理财调查,所收集的相关微观数据为政府的经济与社会决策和学术研究提供了重要的依据:中国目前尚未建立起全国性的家庭理财调查体系。本文通过比较分析美国的“消费者理财调查”和英国的“家庭资源调查”,就如何借鉴美英的经验、构建中国的家庭理财调查体系进行初步的探讨。

Some developed countries in the West conduct nation-wide household finances surveys at regular intervals, and the micro-data collected from these surveys provide important bases for government decision-making on economic and social issues as well as for academic researches. China has so far not yet established a nation-wide household finances survey system. This paper does a comparative analysis of Survey of Consumer Finances in the U.S and Family Resources Survey in Britain, and makes a preliminary exploration of how China can learn from the U.S. and British experiences and build China＇s household finances survey system.