中小企业信用担保制度的法理分析

The Legal Analyses Of The SMEs'Credit Guarantee System Chongqing Jiaotong University Finance and Economic School

本文从经济法规制的视角研究我国中小企业信用担保制度。首先分析中小企业信用担保制度是经济学理论逻辑推演的结果;其次说明中小企业信用担保制度契合于经济法法理;最后,笔者对政府、银行、中小企业与信用担保机构之间的法律关系进行合理构架。

This article aims to study the SMEs＇（Small and Medium sized Enterprises） credit guarantee from theoretical prospective. Theoretical]y,the SMEs＇credit guarantee is based on the theory of economy and economical law. On the other hand, the SMEs＇credit guarantee should be aeeordingly regulated by the economical law. So this article analyzes the leagal relationship among government, commercial banks, SMEs and organizations for SMEs＇credit guarantee too.