摘要
2004年5月1日《道路交通安全法》施行以来,全国各地法院陆续受理了多起以保险公司为被告的交通事故人身损害赔偿案件,在处理上各有不同。究其原因是对该法第76条所规定的“机动车第三者责任强制保险”的理解不同。本文通过对第三者责任保险的发展过程和第三者强制险的特点及构成的分析,得出现阶段保险公司承保的三者险并非《道路交通安全法》意义上的强制三者险的结论,以期解决现阶段的法律适用问题。
The paper, features and company is through the formation, not those in developing process of duty insurance of the third person and the analysis of its has come to the conclusion that the three insurances of the current insurance Road Transportation Safety Law in the hope of solving current legal problems.
关键词
第三者责任险
强制保险
无过错责任
诉讼地位
Duty insurance of the third person
compulsory insurance
non - error duty
lawsuit position
