制度创新与中国农业保险的可持续发展

The Systematic Innovations and the Development of China's Agricultural Insurance

财政补贴的缺位、制度的不合理以及农业风险的特殊性,严重制约了我国农业保险的发展,从而形成了农业保险市场的萎缩和供需不均衡的局面。改变这种局面,需要在政府的支持下,利用法律、行政、财政、税收、金融等方面的政策突破,重新安排农业保险制度,建立符合中国国情的农业保险体系。

The lack of financial subsidiary, the systematic irrationality and the specialty of agricultural risks seriously hinder the development of China＇ s Agricultural Insurance, and thus, cause the shrinkage and the imbalance of supply and demand of china＇ s agricultural insurance. To change this, it needs to re - arrange the system of agricultural insurance and set up the system of agricultura linsurance corresponding to Chinese features, under the support of governments at various levels and through the breakthroughs of policies in law, administration, finance, taxation and banking.