摘要
在“私营模式”下,个人信用制度建设与商业银行对于个人信用制度的预期有密切联系,作为征信主体的信用公司也面临信用数据开放和信用产品销售问题。“私营模式”的建立需要解决信用数据开放问题,并培育信用市场需求和规范信用产品。
Within private mode, there is a close relationship between the construction of consumer credit system and the expectation of commercial bank.The credit company as the principal part of credit system faces the problems of credit data opening and credit products sales.To establish private mode should open credit data, cultivate credit market demand and make credit products criterion.
出处
《商业研究》
北大核心
2006年第13期50-52,共3页
Commercial Research
关键词
个人信用
私营模式
序列博弈
personal credit
private mode
sequential game
