信息不对称与保险商业贿赂防治初探

不完全信息和非对称信息是保险商业贿赂产生的根源，英美等国实施《信息自由法》对我国保险业反商业贿赂具有重要的借鉴意义。在我国治理保险商业贿赂的主要办法是：尽量减少不完全信息和信息不对称问题。具体措施有：建立保险业有关方的信息互动机制、完善信息披露立法工作、扫除公众对商业贿赂的信息盲区和统一行业信息标准等。

Incomplete information and asymmetrical information are perceived as the root to commercial bribery. ＂The Law of Information Freedom＂ implemented by the US and UK is an important reference for us in combating commercial bribery in the insurance industry. The fundamental method to guard against commercial bribery is to reduce incomplete or asymmetrical in- formation. Specific measures to be taken are as follows ： establishing an information interaction mechanism among all relevant parties of the insurance industry, completing legislation on information disclosure, cleaning out information blind spots of the public on commercial bribery and unifying information standard of the insurance sector, etc.