6Fissel G,Jappelli T.Do liquidity constraints vary over time evidence from survey and panel data[J].Journal of Money,Credit andBanking,1990,22:253-262.
7Maria C G,Geoffrey W.Monetary policy and financial liberalization:the case of United Kingdom consumption[J].Journal of Macroeco-nomics,200,123:177-197.
8Lettau,M.and Ludvigson,S.Consumption,Aggregate Wealth and Ex-pected Stock Returns[J].Journal of Finance,20015,6:815-849.
9Campbell,J Y.,Mankiw,N G.Consumption,income and interestrates:reinterpreting the time series evidence[A].Blanchard,O J andFischer,S(eds),NBER Macroeconomics Annual[C].MIT Press,1989:185-216.
10Flavin,M.A.The adjustment of consumption to changing expecta-tions about future income[J].Journal of Political Economy,198,189:974-1009.
