贷款类资产风险评价研究

Research on the Evaluation of Asset Risk for Loans

设计了评价贷款类资产风险指标体系。包括财务因素体系、信用和行业因素体系以及外部背景因素体系。运用层次权重分析法对贷款类资产风险指标体系进行综合评价,为判断银行货款类资产质量和风险评价提供了依据。

An asset risk evaluation index system for loans was established, including financial analysis, credit and general analysis, and external analysis. Each index has some sub-factors. The At-IP method was utilized to evaluate this asset risk index system, which provided references for banks to determine the asset quality for loans.