摘要
金融市场化和资本市场的发展,使我国家庭理财得以迅速发展。综观国内外家庭理财的研究,家庭理财是有效地运作资金,以取得个人财富需求和积累的过程。随着居民收入水平提高和金融证券市场发展,收益性偏好选择促使金融资产结构的多元化,家庭理财的内容也日益丰富。家庭理财涉及到信托、银行、券商、保险、外汇等业务,是金融业务的大集成。
With the development of financial and capital market, family finance has developed swiftly. According to the latest research at home and abroad, family finance is the course of running capital efficiently in order to accumulate personal wealth. With the increasing family income the form and content of family finance become varied which involved quite abundant aspects like trust, bank, security, insurance and foreign exchange.
出处
《浙江万里学院学报》
2006年第5期102-105,共4页
Journal of Zhejiang Wanli University
关键词
金融市场化
家庭理财
分析
financial market
personal finance
analysis
