日本七家寿险公司倒闭原因探析

The Analysis of the Bankcruptcy of Seven Japanese Life Assurance Companies

日本是当今世界上寿险产业最成熟的国家之一,保险经营的相关业技术指标也位居国际前列,可在1997-2001年间日本却有七家寿险公司相继倒闭,这在国际寿险经营史上也是罕见的。本文从寿险产业外部因素和寿险行业内部因素两个视角,分析出了导致七家寿险公司倒闭的主要原因,通过对日本寿险这一“夕阳产业”经营失误的分析,找出一些能为我国寿险这一“朝阳产业”稳健发展有参考价值的经验教训。

from 1997 to 2001, seven Japan life assurance companies have bankrupted which is rare in the history of international life assurance. We can find some cruial factor outside and inside, meanwhile give several proposals for Chinese life assurance industry so as to improve itself healthily.